ALLin Platform

Product Builder is the heart of the Platform and is the environment in which any business element / rule is described and configured. It is based on a powerful rule-based function management engine through an Editor that uses a user friendly pseudo-language.

• Products, Tariffs, Agreements, Sales Networks, Commissions, Reinsurance Treaties with all their rules and formulas are the main completely configurable elements.
• It integrates the Work Flow Engine, an activity manager that allows you to define and make operational the individual processes through the 'design' of the sequence of activities to be carried out, exposing the status of the case and the invocation of the necessary resources. The workflow concerns the procedures and workflows in which documents, tasks to be performed and information are shared among several actors according to definable rules.
• Concentrates all the variable elements that characterize the specific business in a Data Dictionary.

Product Builder is designed to be integrated with any Management System, allowing users to develop product specialists, through a graphic interface and a user-friendly pseudo-language, all the rules, algorithms and formulas relating to the management processes of all the types of insurance products.

The Registry is centralized for all the subjects that are managed in the system: Company, User of the system, contractor, insured, beneficiary, joint obligor, Bank, Branch, Agent, Sub-agent, Broker, Producer, Reinsurer, Claims liquidator ...

• The personal data of the subject, of residence, contacts, anti-money laundering / documents, marketing, etc. are recorded.
• Visibility of the relationships, and of the relative type, in existence with the business areas (contractor, insured, beneficiary, etc.)
• Ability to define variable data and aggregate Customers according to different criteria and use these groupings for subsequent Portfolio analyzes
• Tables to support the registry parameters (countries, municipalities, professions, activity subgroup branch, etc.)

It allows the definition of a single process model relating to claims operations, regardless of the warranty affected and the product to which it refers, ensuring the uniformity of the information produced and the availability of a single source from which to obtain the information and from which obtain the Reports, including the IVASS mandatory Registers and the account statements for the Reinsurers.

• management of the damage batch, detailed data collection of the claim, data collection for litigation management, management of the opening body and the claim handling body (Segregation of duty);
• generation of settlement transactions with separate management and forms of payment;
• generation of update flows towards the Portfolio and the General Accounting;
• elimination of manual processes.

If used by sales channels, it is the solution for the complete management, multibrand and multimanager, of the insurance portfolio by Intermediaries: Banks, Brokers, Agencies (including multi-firm), Networks of Promoters.

• It is multi-company: it allows you to completely configure and manage the insurance products of various insurance companies.
• It manages all the operational processes of an insurance product: estimate (also comparative), proposal and issue, after-sales, production of printed matter and archiving of the same.
• It dynamically adapts to the workflows envisaged by the different operating processes of the distributors and communicates with pre-registered end customers through a notification system with 'SMS' and e-mail.
• Integration with the various management systems of the insurance companies in on-line (two-phase commit) or batch mode.
• Integration with vehicle databases (online via SOAP web services) for the complete transposition of vehicle, holder and insurance history data.
• Integration with electronic payment systems (Credit Cards, Paypal) and with Banking Systems (Registry, Current Accounts, Payments).

All the processes specific to the insurance business and the entire life cycle of the contracts, individually and collectively, of the Life and Non-Life business are managed: ù

• the underwriting phases of issuing Estimates, Proposals and Policies
• the punctual management operations of the Contracts classifiable in
  • cancellations, reactivations and reductions, appendices
  • changes in subjects and prizes, switches, options at maturity, pledge / lien
• settlement operations such as redemptions, maturities and claims
• massive operations such as:
• batch upload of proposals and policies
• revaluation, renewals, receipts, expiry
• mathematical reserve and premiums and claims reserve
• reports and flows for reinsurers and co-insurers, accounting
• compliance requirements:
• technical records
• reports and flows for anti-money laundering, Ania, IVASS etc.
• ALLin Vita and ALLin Danni modules can also be used separately

Various possible reinsurance structures are managed for both 'Commercial' and 'Risk' Forms:

• Reinsurance Companies and the various Reinsurance Treaties that regulate the assignment can be configured, including the rules regarding the Commissions to be charged to the Reinsurers;
• events that occur on the policy dynamically produce all the relative values to Reinsurance;
• all reports and communication flows to Reinsurers are managed.

The historicized accounting securities portfolio is managed, relating to premiums and liquidations as the only reporting repository

• the automatic and integrated supply of information from the Portfolio takes place in the processes of underwriting, redemption, claim, maturity, receipt, issue of recurring premiums, transfers.
• management of Outcomes of collection, payment and reversal can be carried out by online and batch functions and also through the Cash Sheet functions;
• all the Accounting Registers are produced and the flows that will feed the General Accounting are dynamically configurable.

The Module allows you to configure Reports and Flows (pdf, txt, excel) and to create support queries . The configuration modes manage in toto also the graphic aspects, formatting and aggregation / totalization.

The Module allows you to configure batch and Job jobs by establishing the dependency rules between the batch that make up the Job with the possibility of:

• manage job scheduling by requesting the launch of one or more processes with the desired timing;
• view the situation of requests already present (queues) and the list of processes performed (log); < / li>
• examine the input flows received and prepared for the batch processing that foresee them and view, vary and reprocess all the rejects obtained from previous processing.